Top UK Immigration Lawyers with Over 5000 Successful Applications
Mon- Friday | 9am- 6pm | BST
Free Trade Agreement

What the UK-India Free Trade Agreement Will mean for HR, Immigration, and Talent Mobility

Sep 11, 2025

Introduction

The recently signed Free Trade Agreement (FTA) between UK and India, has been declared a landmark in the economic and diplomatic relations of two global powers. It aims at increasing bilateral trade by £25.5 billion annually and boosting the UK GDP by £4.8 billion in the coming future. However, aside from the economic developments, this agreement is extremely significant from the perspective of HR professionals, business leaders, and immigration practitioners. 

While the deal does not change the UK points-based immigration system, it brings two major advances for cross-border workforce planning: 

1) Short-term professional mobility enhancement and 
2) Double Contributions Convention (DCC) – the most significant cost advantage available to companies transferring talent between the two countries. This blog discusses these provisions for hiring strategy, immigration compliance, and global mobility planning.

1. Clarifying What the Deal Does (and Doesn’t) Change

The most common misunderstanding concerning this agreement is that it establishes free movement of Indian nationals. Nothing could be further from the truth, as the UK’s points-based immigration system remains unaffected. There are no visa types brought in, no easing of the salary threshold, and no extension of long-term migration routes.

What, therefore, is instead sought to be solidified and expanded within this arrangement are pathways for business mobility. They represent temporary and short-term routes for specified professional activities. The agreement thus ‘locks-in’ the existing rights of business visitors, intra-company transferees, and service providers while giving access to others in niche roles, such as yoga instructors, chefs, and musicians. These routes are capped and tied to existing definitional visa rules.

Both sides have also reaffirmed their commitment to the transparent and efficient processing of visas and have promised not to create unnecessary barriers to the movement of professionals between the UK and India.

2. The  Double Contributions Convention (DCC)

The most significant announcement for employers is the Double Contributions Convention (DCC), a social security agreement that will provide both a financial and strategic advantage. Under the DCC, employees who were seconded temporarily from India to the UK (or vice versa) for three years would pay social security contributions only in their home country.

For Indian workers assigned to the UK, this means exemption from UK National Insurance Contributions (NICs) and vice versa. This really saves costs: NICs in the UK are ordinarily charged at a rate of 13.8% by the employer and 12% by the employee, which adds heavily to the costs of international assignments.

The UK government explained: “The DCC will support business and trade by ensuring that employees moving between the UK and India, and their employers, will only be liable to pay social security contributions in one country at a time… The DCC will come into force in line with the wider trade deal.”

It is a reciprocal arrangement that mirrors the UK’s existing agreements with countries like Canada, Japan, and the EU.

3. The incentives for HR and Global Mobility Teams 

HR and Global Mobility teams will have to warrant a keen consideration of tactical approaches in this regard: 

  • Identification of Roles for Secondments: With NIC exemption, short-term assignments from India to the UK become considerably more cost-effective. HR should review old mobility plans that may have been shelved or create new ones in support of UK operations.
  • Reassessment of Global Mobility Policies: An update of policies applying DCC to your company’s mobility programs to clarify eligibility, duration, and any required documentation, such as Certificates of Coverage.
  • Coordinate with Payroll and Legal Teams: It is vital to coordinate with all the teams to ensure that contributions are made accurately and are compliant on both sides of the assignment. 
  • Train Stakeholders: This training will ensure that the internal teams understand that the DCC applies only to defined short-term scenarios, which does not mean it is an immigration loophole or a broad relaxation of rules. 
  • Evaluate Talent Development Opportunities: In this case, it may open the floodgates to leadership training, skills transfer, and/or short-term support in new market entry arrangements due to the cost benefits and ease of access.

4. Steering Public Perception and Misinformation

Some elements of unethical political discourses have hailed the DCC as subjecting a “bias” treatment for foreign workmen because they will not pay UK NICs. Such claims don’t take into account the global standards nature of these agreements.

These exceptions apply to temporary intra-company transfers and do not include permanent hires. The worker continuously pays into the home system without gaining any entitlements in the host country. This prevents double taxation, not tax avoidance.

In addition to these stipulations, all Indian seconded nationals are subject to Immigration Health Surcharge so that they can contribute to public funds while in the UK.

5. Demand for Stricter Immigration Compliance 

Immigration laws in the UK will not be compromised despite improving conditions. The relevant visa conditions will continue to apply to short-term Indian workers under either business or service provider routes and include sponsorship, salary thresholds, and documents.

The FTA does not remove those controls. It just builds a more stable, predictable framework within which these existing routes operate. HR and legal teams must remain in touch with immigration experts to navigate eligibility, especially as the FTA is implemented in stages.

Conclusion: Strategic, not Structural Changes

Ultimately, the UK-India Free Trade Agreement does not confer a total overhaul of immigration policy; rather, it effects strategic changes to the way talent can flow between the two countries. It encourages global mobility, reduces costs, and provides assurance to businesses that will further facilitate UK-India collaboration.

Related bodies are urged to act quickly to ensure cognizance of the changes, amend internal policies and empower organizations to strategically benefit from the talent-generating growth-oriented agreement.

The most progressive companies would already be making use of the opportunities the FTA Agreement provides once the ratification and implementation phases commence.

Read More
Profile Picture

Yash Dubal

Yash Dubal, Chief Executive Officer of A Y & J Solicitors, is an award-winning UK immigration lawyer and entrepreneur with over 15 years of experience. Under his leadership, the SRA-authorised firm has earned national acclaim, including wins at the IoD Director of the Year Awards and the Growing Business Awards, and is proudly ranked in the Legal 500. Yash is the founder and trustee of Eklavya, a UK-based charity supporting underprivileged children in India through education. A dedicated mindfulness practitioner, he integrates spiritual growth into his leadership while continuously striving to maintain peak mental and physical well-being. His dedication to immigrant success is unwavering.

A Y & J Solicitors
4.9
Based on 1443 reviews
powered by Google
S SRIDHARS SRIDHAR
09:01 18 Jun 26
Mohan PagadalaMohan Pagadala
08:47 09 Jun 26
Had my ILR processed through AY&J. Absolute best service from them as usual. Ikra made the process smooth and very professional through out. From point of first contact to getting successful decision, it just took less than 4 weeks.
Yuvjit ZakhmiYuvjit Zakhmi
17:17 07 Jun 26
I had an excellent experience working with Ikra Ahmed, Immigration Advisor at AY&J Solicitors, for my parents’ UK visit visa application. She was exceptionally thorough, reviewing every aspect of the case with great attention to detail. Ikra carefully examined the financial documents, bank statements, and supporting evidence, ensuring that nothing was overlooked.The way she structured the application and prepared the legal representations was truly impressive. Her clarity, precision, and deep understanding of immigration requirements gave us complete confidence throughout the process.I am extremely satisfied with the quality of service she provided and would highly recommend her to anyone seeking reliable and expert immigration advice.
Annapoorna C SAnnapoorna C S
10:46 03 Jun 26
Wonderful service, especially Ikra, your approach towards the clients, and the way you make sure everything goes well. Thank you for all the support.
BhArAtH RaJJBhArAtH RaJJ
07:54 03 Jun 26
Very helpful team. Always had solutions for any situation. Thanks to Dia and Anmol.
Lavya ALavya A
12:18 02 Jun 26
Excellent service throughout. The team (specifically Elaha Basir) were professional, responsive and prompt in their communication, making the visa process clear and much less stressful. I really appreciated their attention to detail and support, and would highly recommend them.
Siwakorn KetwattaSiwakorn Ketwatta
12:45 29 May 26
Great service
Ashwin Kumar SAshwin Kumar S
12:04 22 May 26
S FungS Fung
21:11 15 May 26
I would like to sincerely thank AY &J and my solicitor, Ikra and her team for their professionalism, patience and support throughout my family’s BN(O) ILR application.My case was not a straightforward one. The application involved complex issues surrounding sole responsibility, family arrangements, and the children’s dependency under the BN(O) household route. The case required careful presentation of the children’s best interests, the practical reality of our family arrangement, and extensive supporting evidence.Throughout the process, Ikra was thorough, knowledgeable and extremely patient in reviewing all the evidence and addressing the legal and practical complexities of the case. I particularly appreciated the detailed guidance regarding sole responsibility, supporting documentation, and how to properly present the long-standing family arrangement to the Home Office.I am truly grateful that the application was ultimately approved.I would highly recommend AY &J to other Hong Kong BN(O) families, especially those with more complicated circumstances requiring careful legal preparation and attention to detail.Thank you again for all your hard work and support throughout this journey.
Wenxin WangWenxin Wang
12:05 13 May 26
Jake BenilovJake Benilov
19:37 12 May 26
Thank you Imad and team for the exemplary visa sponsorship support you provided to my company. We really appreciated the attention to detail and rapid turnaround under very tight deadlines. We would definitely instruct A Y & J in future and would gladly recommend to others.
ShoxjahonShoxjahon
06:22 11 May 26
Samir MultaniSamir Multani
22:05 09 May 26
mustafa chakfemustafa chakfe
10:18 06 May 26
My experience with this company began poorly when I decided to use them for my family visa extension. In early April, I sent numerous emails but received no replies. I tried calling them but was met with the same frustrating lack of response.After several attempts, I finally connected with Krutika Howal, the Business Operations Executive. However, a new wave of poor service followed. From April 10th onwards, I’ve been trying to book an appointment but she keeps finding excuses for not responding.I’ve been trying to book an appointment over a month by phone and email, yet she’s incredibly slow to respond and even delayed my appointment. Finally, I secured a slot but from the last email I received from her confirming the appointment I sent her several more emails but she completely ignored them.When I tried calling the AI agent they took my call but didn’t connect me to the right person. They asked me to provide my information so they could call me back without giving me priority for my appointment which was scheduled for tomorrow.I need someone from the customer service team to investigate my case and explain why she’s working me like this?
js_loader

More from AY&J Solicitors

The 10 Most Common UK Visa Rejection Reasons

Disclaimer: The information in this blog is accurate as of its publication date. Any updates after that date are not reflected...

How to Hire Skilled Workers in the UK

Disclaimer: The information in this blog is accurate as of its publication date. Any updates after that date are not reflected...

How to Set Up a Payroll System for Your UK Business

Disclaimer: The information in this blog is accurate as of its publication date. Any updates after that date are not reflected...

Experience Fast and Reliable Results

Click here to contact usPhone icon+44 20 7404 7933WhatsApp icon+44 20 7404 7933
Call UsContact Us